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What it costs in government fees to build a home in Osceola County, Florida

Every impact fee, water and sewer connection charge, and building permit for a new single-family detached home in unincorporated Osceola County — itemized, sourced, and dated.

17 fees verified 11 source documents Compiled Jul 30, 2026

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Total government fees $49,825 Single-family detached, 2,000 sq ft heated/conditioned, 4BR, 3/4" water meter, county water and sewer, unincorporated area. Ranges from $47,479 (South Lake Toho mobility district, June certificate of occupancy) to $57,025 (infill lot requiring tap, sanitary lateral and connection).
Check the utility provider before you rely on thisToho is a separate independent special district created under Ch. 2003-368, Laws of Florida — not the county. Its charges appear on no county fee page.
Impact & mobility fees
FeeAmount
Mobility Fee — Single-Family, countywide Eff. Jun 20, 2025 · p.1 · source Rose 117% from $9,999 under ordinance passed 9/9/2024 $21,710.14
School Impact Fee — Single-Family Eff. Jun 20, 2025 · p.1 · source $12,923.00
Park Impact Fee — Single-Family Eff. Jun 20, 2025 · p.1 · source $2,304.72
Fire Impact Fee — Single-Family Eff. Jun 20, 2025 · p.1 · source $780.00
Administrative fees Eff. Jun 20, 2025 · rate table header · source $60.00
Subtotal$37,778
Water & sewer — Toho Water Authority
FeeAmount
Water System Development Charge, 3/4" meter Eff. May 5, 2025 · p.1 · source Toho Water Authority. Rises to $7,336 Jan 2027 and $8,022 Jan 2028. $6,650.00
Wastewater System Development Charge, 3/4" meter Eff. May 5, 2025 · p.1 · source Toho Water Authority. Flat through 2028. $3,293.00
3/4" potable meter with dual check Eff. Invalid Date · source $500.00
Account initiation fee Eff. Invalid Date · source $30.00
Subtotal$10,473
Building permits, surcharges & other
FeeAmount
Residential Building Permit — electronic submittal Eff. Oct 1, 2025 · p.3, Res. 25-036R · source Paper submittal is $580. Includes all electrical, mechanical, plumbing, gas and roofing work. $540.00
Residential Building Permit Review Eff. Oct 1, 2025 · p.10 · source $100.00
Residential Plan Review Fee Eff. Oct 1, 2025 · p.3 · source $60.00
Archival Fee (3%) Eff. Oct 1, 2025 · p.1 · source $16.20
Technology Fee (3%) Eff. Oct 1, 2025 · p.1 · source $16.20
State of Florida Permit Surcharge (2.5%) Eff. Invalid Date · source F.S. 468.631 at 1.5% ($9.00) plus F.S. 553.721 at 1.0% ($6.00) $15.00
Fire Rescue Assessment, prorated at CO Eff. Oct 1, 2025 · Res. 25-096R · source July CO pays 14 months. Full-year rate is $312.01. $364.01
Solid Waste Assessment, prorated at CO Eff. Oct 1, 2025 · Res. 25-096R · source Varies $177.24–$827.12 by month of CO. $463.11
Subtotal$1,575

Mobility fee district

Four zones; only the mobility fee varies. School, park and fire are flat countywide.

DistrictFee
Countywide (default)$21,710
Alligator Chain of Lakes CMP$21,347
East of Lake Toho CMP$20,654
South Lake Toho CMP$20,014
What we could not verify These are reported as gaps rather than estimated. The total above is a floor.

Why this number is easy to get wrong

How to use this. Every figure is transcribed from an official Osceola County or Florida Statutes document, linked inline, with its effective date. No third-party legal-code mirrors were used — in testing, one returned impact fees off by 2.4×. Built for screening and pro-forma work; confirm with the county before you sign anything.

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